About us

Capital software is a Third Party Payments Processor (TPPP) and Systems Operator (SO) regulated by the National Payment Systems (NPS) Department of the South African Reserve Bank (SARB) in terms of the National Payment Systems (NPS) Act, sponsored by a number of large, multi-national banks and registered at the Payments Association of South Africa (PASA).

Capital Software was established in 1968 as an information technology company. As one of the early pioneers in South African computing, the company has grown together with the information technology sector, absorbing and indeed improving on the revolutionary transformations seen in the industry over the past five decades.

Today we serve an international network of corporate and public sector clients with a product profile that covers the entire spectrum of business solutions, including inter alia payroll and accounting software, payment and authentication technologies, collections management software, pre-paid debit cards (including our own Capital Money card), and a wide variety of software solutions and services in sectors such as banking, insurance, healthcare, telecommunications, retail, transport and many others. As an extension of our products and solutions, we provide essential human-capital based services utilizing a unique SMME model, as well as a variety of workplace wellness and advisory services to large employer groups or affiliate groups.

Our embrace of both technology and creativity has motivated us to constantly improve and innovate. Silicon Enterprise is our next-generation high-availability, scalable, durable and secure platform, delivered via our cloud platform hosted on AWS Enterprise. Silicon Enterprise provides a comprehensive technology platform addressing the complex business requirements for operating inter alia large-scale card programs, new-generation e-wallet programs including cash-in, cash-out, load and P2P transfer, as well as our latest universal messaging service (via our messenger API) for client communications via Whatsapp and many other channels.

Capital Software and Collect Net, a proudly black-empowered company, are aiming to improve on the current industry status quo through engagements and strategic partnerships in the collections and payments industry.

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Our group companies

Capital Computer Bureau (CCB)

In 1968, Capital Software established and registered CCB as an information technology company. One of the early pioneers in South African computing, the company has grown together with the information technology sector, absorbing and indeed improving on the revolutionary transformations seen in the computer industry over the past five decades.

Capital Software Solutions (CSS)

In 2013, Capital Software established CSS to serve an international network of corporate and public sector clients with a product profile that covers the entire spectrum of business solutions, including inter alia payroll and accounting software, payment and authentication technologies, collections management software, pre-paid debit cards (including our own Capital Money card), and a wide variety of software solutions and services in sectors such as banking, insurance, healthcare, telecommunications, retail, transport and many others.

Collect Net

In 2014, Capital Software collaborated to establish and register Collect Net to provide a wide range of business processes and services in a number of sectors and industries. Collect Net is a proudly black-empowered company aiming to improve on the current industry status quo through engagement and strategic partnerships in the industry.

Hutech Global

In 2016, Capital Software collaborated to establish Hutech Global to provide essential human-capital based services utilizing a unique SMME model, as well as provide a variety of workplace wellness and advisory services to large employer groups or affiliate groups that recognize the importance of delivering workplace wellness that unlocks savings and value to both employer and employee.

Silicon Capital

In 2017, Capital Software collaborated to establish and register Silicon Capital to provide clients with our next-generation, high-availability, scalable, durable and secure platform, delivered via our cloud platform hosted on AWS Enterprise, new-generation e-wallet programs including cash-in, cash-out, load and P2P transfer, as well as our latest universal messaging service (via our messenger API) for client communications via Whatsapp and many other channels.

Linknet Zambia Limited

Linknet Zambia Limited is a technology company based in Lusaka, that focuses on payments technology, payment infrastructure delivery, mobile wallet solutions, enterprise messaging and financial transaction processing. It is the exclusive provider of the Capital Software and Silicon Capital technology solutions in Zambia. Linknet is strategically setup to develop local solutions in Zambia while also delivering the full spectrum of the Capital Software group services.

Discover our history

1968

Registered Capital Computer Bureau in South Africa.

1969

First major client was Woolworths.

1974

Purchased first Honeywell mainframe.

1975

Developed the revolving credit system for Edgars.

1978

Santam Insurance deployed the national online mainframe system for 3 years whilst they developed their own.

1980

Bankorp (which later became Absa) outsourced their short-term insurance platform and processing for 18 years.

1990's

Converted the mainframe to Windows.

2010

Registered Capital Software Middle East in Kuwait City.

2011

Deployed largest single prepaid card project in South Africa issuing over 200,000 cards and processing payments of over R1.5 billion.

2013

Registered Capital Software Solutions to serve an international network of corporate and public sector clients.

2017

Collaborated to establish and register Silicon Capital.

2018

Launched Silicon Enterprise to provide clients with our next-generation, high-availability, scalable, durable and secure platform, delivered via our cloud platform hosted on AWS Enterprise.

2018

Registered Capital Software Solutions in Nigeria

Get in touch

Feel free to contact us using the form below:

Contact Us

South African Branch:

Physical Address: The Capital building, 101 Edward Avenue, Cnr Old Johannesburg Road & Hendrik Verwoerd Drive, Hennopspark, Centurion, 0046, Latitude: -25.862715 / Longitude: 28.163833)

Postal Address: P.O. Box 7693, Centurion, 0046, Gauteng, South Africa

Nigerian Branch:

Physical Address: : Suite 11 & 12, Discovery Mall (Opposite Eco Bank), Near AP Plaza, Plot 215 Konoko Crescent, Off Ademola Adetokunbo, Wuse 2, Abuja